Hi All,
What happens in case of fire:
Insurance pays certain amount to the owner, say 0,000 and owner can do what he wants with it
OR
Insurance re-builds the house paying contractors and the owner is not paid anything?

Also, is it true there are two types of insurance – one based on value (you get money) another based no re-construction cost (they build a new house for you)?
THANKS.
it’s regarding a house.

Help! We moved from one state to another. Landlord did not do inspection after we moved, even tho we asked, so I took video. Sent us bill for various items. I disputed light bill, they admitted overcharging, and adjusted. They Insisted we broke blinds, which we did not, and that we did not clean baseboards. Charges went down to , which i still refused to pay – I had a team in there cleaning, left the place spotless. Next I knew, they reported to Credit report. Would love to sue them to court – have lots of evidence, even letter from apartment owner saying we are great tenants, but then I’d have to fly back to Texas. Disputed item in Credit report, but after investigation, it remains. Its a matter of principle – I do not want to pay the money (I can afford it) becasue they do that to everyone, and I KNOW I would win in civil court. So, who can I report them to, what can I do, or should I just leave the item on the credit report and ignore it? We found out when renewing car insurance!

I ran a business from my home. My house was broken into. The company computer was stolen? I filed a claim for all things stolen with my home insurance. Am I obiligated to pay the business back that replaced the computer with the money I received from the insurance claim?

My wife and I own a church. We aren’t paid per se. We live in the building owned by the church. I got a letter from the Nebraska workers comp court saying that we needed insurance unless we owned 50% of the corporation Or maybe if we were on the board.
Non of us receive any money. All of our money goes into the church. Sometimes we cover expenses like gas/lodging.

Time to renew your insurance for your home? It’s a good time to make a few phone calls to get a few different quotes. As the years go by we just renew our policies and don’t take the time to shop around. It’s a good idea to do so, it only takes a few minutes and you can save money. I made a call and saved $500.

My passion has always been in the field of Human Resources and I worked hard to get into this field and stay in it. However, I have been asked to join the life insurance business to build business income. While to prospect of more money is very attractive to quickly settle all my debts and provide for my family, it is not a field i feel comfortable with. I am able to talk to people from all backgrounds as long as i need not sell them anything. Please help.

I am looking to buy a home in northern california and was wondering how much home insurance cost. I have a family of 5 (including me), good credit score, and am looking at homes around 0,000. I want descent coverage, but not for a lot of money. could you please answer and give me the names of any place i can get good home insurance that is not too expensive. thanx
it’s a 3 year old house in brentwood, ca that is a little over 2000 sq. ft.

i am a carer for my father in law who accidently light the gas stove to light a cigarette and set fire to a bottle steriliser and set the kitchen on fire which caught the back sitting room and part of the hallway.
my partner and 4 children were in the house thank god everyone got out ok .
now the landlord who lives with us as a house share didnt have insurance is this against the law.
i am having to do the work myself to save money am i doing the right thing.
i have also up to now spent around 600 pound and still have receipts and it getting annoying never ending work .
any help would be gratefull
i live in the uk england
thanks
who is it that needs renters insurance the landlord or the tennant as none of us had it