Why do you need Homeowners Insurance when you buy a house and for what is it good?

Thanksss xoxox

Me and my husband built a house 2 years ago. We didnt use a builder and did it all ourselves so we paid alot less then what the house is actually worth. We are just now looking into homeowners insurance so my question is we dont really know what the house is worth, so when we insure our house will then send over an appraiser or is that something we need to do on our own before we get insuance? Thanks

in Philadelphia, PA..

I have my house rented and the homeowners insurance found out and now they are cancelling my policy. I did not even know there was such a thing as landlords insurance..

Hi everyone – I’m not sure if anyone can help me, but I thought I’d ask here…

I’m in school and an artist (in CA) a new project I’m working on depicts the recent wildfires and the people dealing with the aftermath (the good the bad and the ugly)

I had the idea of one of the structures of the piece being a home, but made out of strips from a homeowners insurance policy (paper mache of sorts) HOWEVER – I don’t own a home (literal starving artist here) and really don’t know anyone who does –

sooo, I was wondering if anyone who has a home and a policy, or an insurance agent even, would be willing to scan and e-mail me a policy (important info blacked out obviously) or if it is a blank form, watermarked up the hilt to ensure it can’t be utilized in any other manner…so that I can complete my vision…

I’d like to be able to duplicate it and cut strips so that when people look at this part of the structure, they will know and understand the meaning of the strips…if your/the policy has a clause about fire damage, even better…

my e-mail is marieofmanycolors@yahoo.com if anyone is willing to help me out.
I’m aware of that "C" – that is why I’m asking actual homeowners as that constitutes their approval if they do send it to me (and note I specificaly said to black out ANY personal information) – or for a BLANK form with no personal information whatsoever from an agent.

Hi everyone – I’m not sure if anyone can help me, but I thought I’d ask here…

I’m in school and an artist (in CA) a new project I’m working on depicts the recent wildfires and the people dealing with the aftermath (the good the bad and the ugly)

I had the idea of one of the structures of the piece being a home, but made out of strips from a homeowners insurance policy (paper mache of sorts) HOWEVER – I don’t own a home (literal starving artist here) and really don’t know anyone who does -

sooo, I was wondering if anyone who has a home and a policy, or an insurance agent even, would be willing to scan and e-mail me a policy (important info blacked out obviously) or if it is a blank form, watermarked up the hilt to ensure it can’t be utilized in any other manner…so that I can complete my vision…

I’d like to be able to duplicate it and cut strips so that when people look at this part of the structure, they will know and understand the meaning of the strips…if your/the policy has a clause about fire damage, even better…

my e-mail is marieofmanycolors@yahoo.com if anyone is willing to help me out.
thanks why am I here – but can you provide a link you are talking about? I tried to google as you suggested, I’m getting a lot of descriptions of what it is and links for quotes, but no forms…

Will homeowners insurance cover a 42inch LCD TV valued at about 00.00 if the TV was damanged in the process of moving it to one room to another.

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We are closing on a loan. The mortgage broker now says that we have to pay homeowners insurance for a whole year up-front. We have had nothing but problems with this company. Before this he said we would have to pay the taxes and insurance for the remainder of the month we closed in. I think he’s being untruthful and is trying to make another 0.00 on the mortgage. I got a quote from my insurance company for 0.00 for the annual fee. I am also closing today the last day of the month…..whats up?
I live in Ohio!

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state farm refused to renew my homeowners insurance. they told me i live with 1000 feet of coastal waters. i’m on the north shore of long island, for goodness sake, it’s not the south shore. further, my house sits near the top of a summit. i called around and allstate and geico have also refused to insure our home. finally, i contacted the NY Underwriters Insurance but they don’t cover theft, i can get fire insurance through state farm as long as i have NYUI as my primary carrier but they won’t cover theft either. what can i do?

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